Go Digital Go Card-less
Terms and Conditions
Company: Digital Payments LLC
App Name: Digital Payments
1. Acceptance of Terms
By accessing or using the Digital Payments mobile app (the “App”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree, please do not use the App.
2. About Digital Payments
Digital Payments LLC provides a mobile-based platform for users to send, receive, and manage money digitally. All transaction processing is conducted through a trusted third-party payment processor ( Moov ). Digital Payments LLC does not directly handle or hold user funds.
3. User Eligibility
To use this app, you must:
- Be at least 18 years of age
- Have the legal capacity to enter into a contract
4. Subscription & Fees
- Digital Payments charges a flat $1.99/month subscription fee per user.
- The fee grants access to the app and its features.
- Transaction processing fees are the lowest on the market and are collected by our third-party processor ( Moov )
- ATM withdrawal fees depend on your card issuer or bank.
5. Third-Party Services
Digital Payments integrates with third-party financial processors to execute transactions. You acknowledge and agree that:
- Digital Payments is not liable for the performance or failure of third-party services.
- Your data may be shared securely with such services in accordance with our [Privacy Policy].
6. User Conduct
You agree not to:
- Use the app for unlawful or fraudulent purposes
- Access or attempt to access accounts other than your own
- Transmit viruses or harmful code
- Reverse engineer or tamper with the app or platform
Violation may result in suspension or termination of your account.
7. Account Security
You are responsible for maintaining the confidentiality of your login information.
8. Intellectual Property
All content in the app, including logos, software, and designs, are owned by Digital Payments LLC and protected by intellectual property laws. You may not use our content without written permission.
9. Disclaimer of Warranties
The app is provided “as is” and “as available.” Digital Payments makes no guarantees regarding uptime, availability, or error-free performance.
10. Limitation of Liability
To the fullest extent permitted by law, Digital Payments LLC shall not be liable for:
- Indirect, incidental, or consequential damages
- Loss of data, revenue, or profits
- Any issues resulting from third-party payment processors
11. Changes to Terms
Digital Payments may update these Terms from time to time. Users will be notified via the app or email. Continued use of the app after changes means you accept the new terms.
12. Governing Law
These Terms are governed by the laws of the State of [Insert Your State, e.g., Mississippi], without regard to its conflict of laws principles. Digital Payments LLC company is register legally with the state of Mississippi . Digital Payments is a friendly global platform but operating under the US currency only.
13. Contact Us
If you have questions about these Terms, please contact us
Privacy Policy
1. Overview
At Digital Payments LLC, we value your privacy and are committed to protecting your personal information.
7. Children’s Privacy
Our app is not intended for users under 18. We do not knowingly collect personal data from minors.
8. Policy Updates
We may update this Privacy Policy occasionally. All changes will be posted in the app and on our website. Continued use after updates implies your acceptance.
9. Contact Us
If you have questions or concerns about this Privacy Policy
Refund Policy
1. Subscription Fees
Digital Payments charges a monthly subscription fee of $1.99 per user. This fee grants access to our app’s features and platform.
2. No Refund Policy
All subscription fees are non-refundable, including:
- Partial months of service
- Downgrade of features
- User-initiated cancellations
Once your subscription is billed, it will not be refunded.
3.
FAQ
Digital Payments App — Payment & Fees FAQ
Q: How do I pay for using the app?
A: You pay a monthly subscription fee through the Apple App Store or Google Play Store to access all premium features, including sending and receiving money.
Q: How is the money transferred between users?
A: All money transfers are securely processed by our trusted banking partner, Moov, which ensures compliance with financial laws and protects your funds.
Q: Is my money safe?
A: Yes. Moov is partnered with FDIC-insured banks and follows strict regulations to keep your funds and personal information secure.
Q: What if I have more questions?
A: Contact our support team anytime.
Notes & Compliance Checklist
Payment Model Overview:
Our app charges users a subscription fee through Apple’s In-App Purchase (IAP) / Google Play Billing to access premium features, including the ability to send and receive money. This subscription is the sole source of revenue collected via the app stores.
Money Movement:
All peer-to-peer money transfers and wallet transactions are processed externally via our trusted and fully compliant banking partner, Moov. This provider handles all money movement, KYC/AML compliance, and regulatory requirements.
Compliance:
We maintain full compliance with financial regulations, including identity verification and anti-money laundering policies, as enforced by our banking partner.
Transaction Support Only : help@moov.io (email)